Governments are often criticised for raising taxes by stealth – perhaps by not adjusting thresholds in line with inflation or by hiding tax changes in the small print of a budget - but the problem is much more fundamental than that. The whole system by which the government seeks to raise revenues is actually built … Continue reading Taxation by Stealth – Hiding the Burden
Category: Financial Management
My Credit Card Pain
I have a rather unusual financial guardian. It protects me from misusing, abusing or over-using my credit card. It operates as an effective form of credit control, constraining my spending. As such, it ensures I live within my means, that I don’t run up debts, that I only purchase things if I have the money … Continue reading My Credit Card Pain